What’s the difference between Avios and Qpoints?

You can earn Avios by making purchases with your Privilege Club credit card, and
through flying with Qatar Airways. You can redeem your Avios for flights or inflight upgrades or transfer to British Airways, Iberia and Aer Lingus.

Qpoints help you upgrade or renew your Privilege Club membership tier, and are
earned with your Privilege Club credit card or by flying with Qatar Airways or by
any oneworld member airline.

Learn more about how to earn and use Avios and Qpoints

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© 2026 Cardless, Inc., all rights reserved.

Cardless, Inc. 350 Townsend St., #610 San Francisco, CA 94107

Cardless Inc. is the servicer of the Bilt Cards. Cardless is a financial technology company, not a bank. Bilt Cards are issued by Column N.A., Member FDIC, pursuant to license from Mastercard International Incorporated.

All other cards offered by Cardless are issued by First Electronic Bank, pursuant to license from Mastercard International Incorporated, or from Visa U.S.A. Inc., or from American Express. All offers are subject to credit approval.

American Express is a registered trademark of American Express. Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Visa is a registered trademark of Visa International Service Association and is used under license.

All other trademarks, service marks, and trade names referenced in this material are the property of their respective owners and are used for identification purposes only.

© 2026 Cardless, Inc., all rights reserved.

Cardless, Inc. 350 Townsend St., #610 San Francisco, CA 94107

Cardless Inc. is the servicer of the Bilt Cards. Cardless is a financial technology company, not a bank. Bilt Cards are issued by Column N.A., Member FDIC, pursuant to license from Mastercard International Incorporated.

All other cards offered by Cardless are issued by First Electronic Bank, pursuant to license from Mastercard International Incorporated, or from Visa U.S.A. Inc., or from American Express. All offers are subject to credit approval.

American Express is a registered trademark of American Express. Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Visa is a registered trademark of Visa International Service Association and is used under license.

All other trademarks, service marks, and trade names referenced in this material are the property of their respective owners and are used for identification purposes only.

© 2026 Cardless, Inc., all rights reserved.

Cardless, Inc. 350 Townsend St., #610 San Francisco, CA 94107

Cardless Inc. is the servicer of the Bilt Cards. Cardless is a financial technology company, not a bank. Bilt Cards are issued by Column N.A., Member FDIC, pursuant to license from Mastercard International Incorporated.

All other cards offered by Cardless are issued by First Electronic Bank, pursuant to license from Mastercard International Incorporated, or from Visa U.S.A. Inc., or from American Express. All offers are subject to credit approval.

American Express is a registered trademark of American Express. Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Visa is a registered trademark of Visa International Service Association and is used under license.

All other trademarks, service marks, and trade names referenced in this material are the property of their respective owners and are used for identification purposes only.